Lodex FinSights

5 Trends for the Future of Digital Payments

Posted by Lodex on 12 Dec 18

With increasing adoption of new technologies and focus on efficiency, the payments industry is rapidly changing to adapt to new consumers' behaviours and needs.

Read on to find out more about the trends that should shift the banking and payments scene by 2020.

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Topics: Industry News - Finance

4 Fintech Predictions For 2019

Posted by Lodex on 10 Dec 18

With the use of technology, new businesses are changing the way people do all things - including finance. So we wanted to share with you some of the predictions for the fintech space in 2019. Read on to find out more!

  • Insuretech goes mainstream
  • Online lending growth may dip but fintechs will adapt
  • Fintechs Will Stay Private Longer
  • Cryptocurrency as payment method will grow
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Topics: Industry News - Tech

Economists Flag Risks of Tighter Lending

Posted by Lodex on 7 Dec 18
  • A survey responded by economists found that 94% of the respondents believe that tighter access to credit could be detrimental to the overall economy
  • However, in the long term, some economists say tighter lending could be beneficial to economic stability 
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Topics: Industry News - Finance

Lakeba Group investing in Lodex - Digital Services Wallet releasing early 2019

Posted by Aisha Hillary-Morgan on 5 Dec 18

Lodex announced it has secured capital investment from Lakeba Group, an established Australian technology innovator, which is providing blockchain development for the BLOCKLOAN platform announced earlier this year in August.

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Topics: Lodex News and Tools

Understanding Your Credit Report

Posted by Lodex on 5 Dec 18

Your credit report holds important information regarding you credit history, which is normally what banks and lenders will analyse to get a better understanding of your credit worthiness. 

Below is a break down of the different sections of your report and what they mean. Read on to find out more about your credit history.

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Topics: Credit Score and Report

Tips for Growing Your Savings - Big wins with just $5 a Day

Posted by Lodex on 28 Nov 18

Growing our savings can sometimes feel like an impossible mission!

However, it's good to remember, Rome wasn't built in one day ;)

So we have gathered some tips to help you get started and prepare for your future. 

Happy saving!

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Topics: Life Hacks

Tips to Improve and Manage Your Credit Score

Posted by Lodex on 26 Nov 18

Your credit score gives insights to potential lenders when they're deciding wether to approve your application, or how much your interest rate will be. 

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Topics: Credit Score and Report

8 Easy Tips To Manage Your Credit Card

Posted by Lodex on 20 Nov 18

We know it can be easy to lose track of your credit card spending if you don't keep an eye on your purchases. However, using your credit wisely can help you organise your budget, as well as take advantage of rewards and points programs, for example.

It is important to wisely manage your credit card to make sure you're only getting the best of it, so we collected some tips to keep your credit card spending healthy.

Happy reading!

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Topics: Credit Cards, Life Hacks

Credit Cards Types and Their Features - How to Choose

Posted by Lodex on 19 Nov 18

When looking for a credit card, you might come across different features and types of credit cards. It is important to know the differences between them so you choose the credit card that best suits your needs. 

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Topics: Credit Cards

What's the Future of Fintech? Delving Into Digital Transformation with Scott Bales

Posted by Aisha Hillary-Morgan on 16 Nov 18

The world of fintech is forever evolving with new technologies and changing consumer behaviours and expectations.

So we asked thought leader Scott Bales, best seller author and digital transformation advocate, to delve a little deeper into what the future could look like. 

"Everything from AI driven on-boarding, to insights engines, dynamic risk scoring and the development of regional utilities for non-competitive functions will make a vital part of the virtual banks and fintech that thrive in the coming years." 

Read on to find out more.

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Topics: Q&A - Industry Experts and Thought Leaders

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